Privacy Policy

Last Updated: [23 January 2026]

1. Introduction

Welcome to Fareed Consulting (“we,” “our,” or “us”). We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website https://mafareedconsulting.com/ or use our financial, taxation, and accounting services.

As we provide services to clients globally, we adhere to international data protection standards, including the General Data Protection Regulation (GDPR) for European clients and the California Consumer Privacy Act (CCPA) for US clients.

By accessing our website or using our services, you consent to the data practices described in this policy.

2. Information We Collect

To provide accurate financial and accounting services, we may collect several types of information from you:

A. Personal Identification Information

  • Full Name

  • Email Address

  • Phone Number

  • Business/Billing Address

  • Passport or National ID copies (for KYC/Anti-Money Laundering compliance where required).

B. Business and Financial Data As a consulting firm, we process sensitive business data, including but not limited to:

  • Bank statements and financial records.

  • Tax Identification Numbers (TIN), SSN, or EIN.

  • Payroll data and employee information.

  • Invoices, receipts, and general ledgers.

  • Previous tax returns and audit reports.

C. Technical Data When you visit our website, we may automatically collect:

  • IP address.

  • Browser type and version.

  • Operating system.

  • Access times and pages viewed

3. How We Use Your Information

We use the information we collect for the following specific purposes:

  • Service Delivery: To prepare financial statements, file tax returns, conduct audits, and provide consultation.

  • Communication: To contact you regarding your account, updates to tax laws, or questions about your financial data.

  • Billing: To process payments and send invoices.

  • Legal Compliance: To comply with applicable laws, including Anti-Money Laundering (AML) and Know Your Customer (KYC) regulations.

  • Security: To monitor and prevent theft, fraud, and other criminal activity.

4. Legal Basis for Processing (GDPR)

If you are located in the European Economic Area (EEA), we process your personal data based on the following legal grounds:

  • Contract: Processing is necessary for the performance of our service agreement with you.

  • Legal Obligation: We are required by law to keep certain financial records for tax authorities.

  • Consent: You have given us permission to process your data for specific purposes.

5. Sharing Your Information

We do not sell, trade, or rent your personal information to third parties. We may share information only in the following situations:

  • Service Providers: With trusted third-party software providers used for accounting, cloud storage, or payment processing (e.g., QuickBooks, Xero, Stripe, PayPal) who engage in data processing on our behalf.

  • Legal Authorities: If required by law or in response to valid requests by public authorities (e.g., a court or a government agency).

  • Business Transfers: In connection with any merger, sale of company assets, or acquisition.

6. International Data Transfers

Fareed Consulting operates globally. Your information, including personal data, may be transferred to—and maintained on—computers located outside of your state, province, country, or other governmental jurisdiction.

If you are located outside Pakistan and choose to provide information to us, please note that we transfer the data, including Personal Data, to our secure servers and process it there. We take all necessary steps to ensure your data is treated securely and in accordance with this Privacy Policy and applicable laws.

7. Data Retention

We will retain your personal and financial information only for as long as is necessary for the purposes set out in this Privacy Policy.

  • Client Records: We generally retain financial and tax records for a minimum of 7 years to comply with international tax audit requirements.

  • Marketing Data: We retain this until you opt-out or unsubscribe.

8. Your Data Protection Rights

Depending on your location, you have specific rights regarding your data:

For EEA/UK Residents (GDPR):

  • Right to Access: You have the right to request copies of your personal data.

  • Right to Rectification: You have the right to request that we correct any information you believe is inaccurate.

  • Right to Erasure: You have the right to request that we erase your personal data, under certain conditions (unless we are legally required to keep it for tax purposes).

  • Right to Object: You have the right to object to our processing of your personal data.

For California Residents (CCPA):

  • You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months.

  • You have the right to request deletion of your personal information, subject to certain exceptions.

  • We do not sell your personal information.

To exercise any of these rights, please contact us at fareed.consulting@gmail.com.

9. Security of Your Data

We use administrative, technical, and physical security measures to help protect your personal information. This includes encrypted communication channels, secure servers, and restricted access to physical records. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that no security measures are perfect or impenetrable.

10. Third-Party Websites

Our website may contain links to third-party websites. We are not responsible for the privacy practices or the content of those third-party websites. We encourage you to review the privacy policies of any websites you visit.

11. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the “Last Updated” date at the top of this policy.

12. Contact Us

If you have questions or comments about this Privacy Policy, please contact us at:

Fareed Consulting

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